WHAT IS AN FHA LOAN?
LOAN TYPES
Understanding FHA LOANS
An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA). Designed for low-to-moderate-income borrowers, FHA loans require a lower minimum down payments and credit scores than many conventional loans
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FHA loans are federally backed mortgages designed for low-to-moderate-income borrowers who may have lower than average credit scores.
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FHA loans require a lower minimum down payments and credit scores than many conventional loans.
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FHA loans are issued by approved banks and lending institutions, who will evaluate your qualifications for the loan.
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These loans come with certain restrictions and loan limits not found in conventional mortgages.
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Now is the time to qualify for a new home loan or refinance. Every point in APR can account for 1,000’s of dollars over the life of the loan. Don’t Delay! Contact an approved loan originator today!