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LOAN TYPES

WHAT IS A VA LOAN?

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Understanding VA Loans

A VA loan is a $0-down mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs (VA). Eligible borrowers can use a VA loan to purchase a property as their primary residence or refinance an existing mortgage.

  1. Rates as low as 2%! Qualify with only 6 months no missed payments.

  2. A VA loan is a mortgage offered through a Department of Veterans Affairs program.

  3. Available to active and veteran service personnel and their families, VA loans are backed by the federal government, but issued through private lenders.

  4. VA loans have generous terms, such as no down payment, no mortgage insurance, no prepayment penalties and limited closing costs.

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Now is the time to qualify for a new home loan or refinance. Every point in APR can account for 1,000’s of dollars over the life of the loan. Don’t Delay! Contact an approved loan originator today!